Senior E-Commerce Payments Specialist
Platinumlist
- مصر
- دائم
- دوام كامل
- Monitor real-time payment performance using dashboards, alerts, and AI-driven anomaly detection.
- Analyze declines and success rates to identify optimization opportunities by PSP, acquirer, and market.
- Build predictive models to forecast approval trends and prevent potential issues before they occur.
- Track and report key KPIs such as approval rate improvements, FX savings, and decline recovery rates.
- Routing & Optimization
- Design and maintain smart routing logic based on BIN, issuing country, card scheme, currency, transaction value, and channel.
- Implement multi-acquirer and failover strategies to increase approval rates and ensure redundancy.
- Enable Apple Pay BIN detection (DPAN BIN) for accurate routing on tokenized transactions.
- Conduct A/B routing tests to determine optimal acquirer/PSP selection for each market segment.
- Cost & FX Impact Reduction
- Manage settlement accounts in multiple currencies to avoid unnecessary FX conversion fees.
- Analyze FX markup costs and negotiate with acquirers/PSPs for reduced or zero markup.
- Automate routing to ensure transactions are processed in matching currency MIDs wherever possible.
- Data Management & Insights
- Maintain and enrich BIN databases for routing accuracy and cost tracking.
- Store and analyze transaction metadata to generate insights on market performance and cost efficiency.
- Build real-time dashboards for success rates, FX costs, and acquirer performance metrics.
- Technology & Innovation
- Lead the development of in-house payment routing and retry engines to reduce dependency on external orchestration providers.
- Integrate AI/ML models for intelligent routing, payment method recommendations, and decline recovery.
- Oversee PSP and acquirer integrations, API enhancements, and alternative payment method rollouts.
- Minimum B2 level English (C1/C2 preferred).
- Strong written and verbal communication skills.
- Bachelor’s degree in Finance, Business Administration, Information Systems, Computer Science, or a related field.
- 4+ years in e-payment processing, payment gateway management, transaction monitoring, or multi-acquirer routing.
- Experience in e-commerce, ticketing, or other high-volume online payment environments.
- Proven track record in technical payment optimization — not operational refunds or dispute handling.
- Proficiency with payment gateway platforms (e.g., Adyen, Checkout.com, Amazon Payment Services, Stripe, NI, Cybersource).
- Strong knowledge of card schemes, BIN logic, MIDs, authentication protocols, and network tokenization.
- Familiarity with online payment methods (cards, wallets, BNPL) and PSP APIs.
- Familiarity with BIN database tools such as Binlist or commercial BIN APIs.
- Strong analytical skills and the ability to interpret complex payment performance data.
- Proficiency in Python, SQL, and data visualization tools (Power BI, Tableau, Grafana, Kibana).
- Experience integrating AI/ML into operational monitoring and optimization.
- A dynamic and inclusive work environment.
- The opportunity to work on high-impact financial operations across the GCC region.
- A chance to contribute to the entertainment industry and help shape experiences for thousands of users.